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Under the Housing for Older Persons Acthousing communities intended for and occupied by older adults can be exempted from renting to families with children under 18 if they meet several criteria. Age-targeted Age-targeted communities are not governed by any age-related Adult community or regulations. They simply market to older adults. Despite their differences, these two types of active adult communities may end up being very similar in demographics and even amenities.
Most residents in age-targeted communities typically fall into the same age group as those in age-restricted communities. The focus for both types of communities is serving active older adults — those who believe age is just a number. Of course, active and age-defying is the perfect description for one of the fastest-growing segments of the over population in America — baby boomers.
In terms of housing types, active adult communities offer a lot of variations: But one strong component they all have in common is the opportunity for residents to be active — at the pool, on the golf course or tennis courts, in exercise rooms, or maybe walking, hiking or biking. Many active adult communities have community rooms where residents can gather to play cards, paint, shoot pool, watch movies, even get their hair and nails done.
Residents might mingle over free coffee and muffins in the lounge every morning. Other popular activities include classes, book groups, educational presentations, cooking demonstrations, and day trips. Homes in retirement communities generally include an office, den or separate workspace. Buying a Home in an Active Adult Community Buying a home in a newly built senior living complex or subdivision is no different than buying from a builder.
You might want to hire your own real estate agent to represent you, an experienced agent who understands plus communities. Remember, if you visit an Over 55 community without an agent, they might not let your real estate agent help you. Always ask your agent first before visiting to register you. Here are more tips: Arrange your own financing.
You might get a better deal over using the builder's lender. Get a home inspectioneven if the home is brand new.
A proposed community West Davis Active Adult Community | Designed for Current Davis Residents
Come back on the weekends. Question the homeowner association documents and read Meeting Minutes. Ask about vommunity and other associated costs of ownership. If you communiity questions about seller disclosures Adult community, hire a lawyer. Consult with a tax accountant to determine if the purchase fits your retirement plans. Ask for a home warranty plan. Although the majority of home buyers over the age of 62 pay cash for a new home, you might want to later consider a reverse mortgage.
Be careful, though, and seek legal advice before signing any financing documents for a reverse mortgage.